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This Privacy Policy (“Policy”) describes how מיכאל קרויטרו - Mkt מתכנן פיננסי פנסיוני וסוכן ביטוח (the “Company” or “We”, or “Us”) and Property Technologies Ltd, which is responsible for developing, managing and operating this website (“Provider”), collect, use, manage, and disclose personal information about individuals who use the “financeadvice.pro” website (the “Site”). Unless otherwise defined in this Privacy Policy, the terms used in this Privacy Policy have the same meanings as in our Terms of Use. See the Terms here.
We respect your expectation of privacy as you visit the Site. Accordingly, we do not collect any personally identifiable information about you unless you specifically give it to Us, in which case We and the Provider will hold that information in confidence. However, the fact that you visited the Site is tracked for statistical purposes but not in a way that can be used to personally identify you.
Contact Information
Address:הכישור 49, חולון
Email: michael@mkt.co.il
Phone: +972533461158
Definitions
- Personal Data - Personal Data means data about a living individual who can be identified from that data (or from that and other information either in our possession or likely to come into our possession).
- Usage Data - Usage Data is data collected automatically either generated by the use of the Site or from the Site’s infrastructure itself (for example, the duration of a page visit).
- Cookies - Cookies are small files stored on your device (computer or mobile device).
Information Collection, Use, and Sharing
Your consent
By using this Site, you consent to our use and Provider’s use of your information as described in this Privacy Policy. The Company and the Provider reserve the right to change our Privacy Policy at our sole discretion and at any time without advance notice.
Personal information you provide
We do not sell, rent, or share your personal information with any other person for any reason that is not directly related to our services or products. When you submit a request to be contacted by Us, we’ll need your name, address, and contact information. We will then contact you for the purpose of providing the information or assistance you have requested.
We may also alert you (through different communication channels) about new services, special offers or any service-related programs and initiatives. Although most clients appreciate receiving notice of these opportunities, if at any time you want Us to stop communicating with you, just let Us know by sending an email to the address mentioned above.
Types of Data Collected
- Personal Data - While using the Site, we may ask you to provide Us with certain personally identifiable information that can be used to contact or identify you. Personally identifiable information may include, but is not limited to:
- Email address
- First name and last name
- Phone number
- Cookies and Usage Data - We may use your Personal Data to contact you with newsletters, marketing or promotional materials and other information that may be of interest to you. You may opt out of receiving any, or all, of these communications from us by following the unsubscribe link or the instructions provided in any email we send.
- Usage Data - We may also collect information on how the Site is accessed and used. This Usage Data may include information such as your computer’s Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Site that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.
- Location Data - We may use and store information about your location if you give us permission to do so. We use this data to provide features of our Site, to improve and customize our Site.
- Tracking & Cookies Data - We use cookies and similar tracking technologies to track the activity on our Site and we hold certain information.
- Cookies are files with a small amount of data which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device. Other tracking technologies are also used such as beacons, tags, and scripts to collect and track information and to improve and analyze our Site. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, by using the Site you acknowledge and accept Our use of cookies.
Examples of Cookies we use:
- Session Cookies. We use Session Cookies to operate our Site.
- Preference Cookies. We use Preference Cookies to remember your preferences and various settings.
We log:
- Your domain (such as “aol.com” or “abc.net” – not your email address);
- When your visit occurred and its duration;
- The pages you visited;
- The type of browser and operating system in your computer;
- The link (if any) that brought you to our site; and
- Your interaction and engagement with features available on the Site, including button clicks and conversion related features.
This information is aggregated to support the Site performance optimization with the objective of improving its content and relevance for users.
Use of Data
We use the collected data for various purposes:
- To provide service offers and provide projects estimates to our clients;
- To maintain the Site;
- To notify you about changes to our services and offers;
- To provide client support;
- To gather analysis or valuable information so that we can improve our Site;
- To monitor the usage of our Site;
- To detect, prevent and address technical issues; and
- To provide you with news, special offers and general information about other services, programs, goods, and events which we offer that are similar to those that you have already enlisted, purchased or enquired about unless you have opted not to receive such information.
Transfer of Data
Your information, including Personal Data, may be transferred to — and maintained on — computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ from those of your jurisdiction.
If you are located outside the United States and choose to provide information to us, please note that we transfer the data, including Personal Data, to the United States and process it there.
Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.
The Company and the Provider will take all the steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy and no transfer of your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of your data and other personal information.
Disclosure of Data
Third Party Disclosure - Property Technologies Ltd., and Localprofile Inc.
This Site is developed, managed, operated and supported by the Provider - Property Technologies Ltd., a company incorporated in the State of Israel, and its Subsidiary, Localprofile Inc., a company incorporated in the State of Delaware, US. The Provider is committed to maintain the best practices and guidelines to protect your privacy. By using this Site and by providing your details to Us, you acknowledge and confirm that your data, including Personal Data, will be disclosed with the Provider for the purpose of tracking, backup and analysis of the information only. The Provider commits not to use the information nor to approach you directly in regards with any service which is not related to the services you applied for, unless specifically requested by you. As well, not to sell your information to any third party other than Company.
Disclosure for Law Enforcement
Under certain circumstances, the Company or the Provider may be required to disclose your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government agency).
Legal Requirements
The Company or the Provider may disclose your Personal Data in the good faith belief that such action is necessary to:
- To comply with a legal obligation;
- To protect and defend the rights or property of the Company.;
- To prevent or investigate possible wrongdoing in connection with the Site;
- To protect the personal safety of users of the Site or the public; and
- To protect against legal liability.
Children
Although this Site is not intended to be used by children under age 18, we fully support protecting the privacy needs of children and encourage parents to actively participate in their children’s online activities and interests. For information about the Children’s Online Privacy Protection Act, contact the Federal Trade Commission.
Changes to this policy
As we continue to develop the Site and take advantage of technologies to better serve you, this policy statement may change. We therefore encourage you to recheck our Policy periodically, so you understand our current privacy guidelines and protection measures. If you have any concerns, feel free to contact us at any time.
Security
We take all appropriate steps to keep your personal information confidential. Those steps include limiting access to the database, establishing penalties for violating this Policy and enforcing those penalties. To prevent unauthorized access or disclosure, maintain data accuracy and ensure the appropriate use of the information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online.
As a practice, our website is scanned on a regular basis for security holes and known vulnerabilities in order to make your visit to the Site as safe as possible.
Your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems and are required to keep the information confidential. In addition, all sensitive/credit information you supply is encrypted via Secure Socket Layer (SSL) technology.
We implement a variety of security measures when a user enters, submits, or accesses their information to maintain the safety of your personal information. To ease your mind, we don’t collect any payment details through this Site.
Original Testimonials
All testimonials used throughout the Site were taken from actual client comments, letters, testimonials, or online reviews.
“Do Not Track” Signals under the California Online Protection Act (CalOPPA)
The Site does not support Do Not Track (“DNT”). Do Not Track is a preference you can set in your web browser to inform websites that you do not want to be tracked. You can enable or disable Do Not Track by visiting the Preferences or Settings page of your web browser.
Service Providers
The Company or the Provider may employ third party companies and individuals to facilitate the Site, provide additional service on our behalf, perform site related and service-related services, or assist us in analyzing how our Site is used.
These third parties have access to your Personal Data only to perform these tasks on Our behalf and are obligated not to disclose or use it for any other purpose.
Analytics
The Company and the Provider may use third-party Service Providers to monitor and analyze the use of our Site and services.
Google Analytics
Google Analytics is a web analytics service offered by Google that tracks and reports website traffic. Google uses the data collected to track and monitor the use of our Site. This data is shared with other Google services. Google may use the collected data to contextualize and personalize the ads of its own advertising network.
You can opt-out of having made your activity on the Service available to Google Analytics by installing the Google Analytics opt-out browser add-on. The add-on prevents the Google Analytics JavaScript (ga.js, analytics.js and dc.js) from sharing information with Google Analytics about visits activity.
For more information on the privacy practices of Google, please visit the Google Privacy & Terms web page: https://policies.google.com/privacy?hl=en
Behavioral Remarketing
The Company and the Provider use remarketing services to advertise on third party websites to you after you visited the Site. The Company, the Provider and Our third-party vendors use cookies to inform, optimize and serve ads based on your past visits to our Site.
Google AdWords
Google AdWords remarketing service is provided by Google Inc.
You can opt-out of Google Analytics for Display Advertising and customize the Google Display Network ads by visiting the Google Ads Settings page: http://www.google.com/settings/ads
Google also recommends installing the Google Analytics Opt-out Browser Add-on – https://tools.google.com/dlpage/gaoptout – for your web browser. Google Analytics Opt-out Browser Add-on provides visitors with the ability to prevent their data from being collected and used by Google Analytics.
For more information on the privacy practices of Google, please visit the Google Privacy & Terms web page: https://policies.google.com/privacy?hl=en
Bing Ads Remarketing
Bing Ads remarketing service is provided by Microsoft Inc.
You can opt-out of Bing Ads interest-based ads by following their instructions: https://advertise.bingads.microsoft.com/en-us/resources/policies/personalized-ads
You can learn more about the privacy practices and policies of Microsoft by visiting their Privacy Policy page: https://privacy.microsoft.com/en-us/PrivacyStatement
Facebook remarketing service is provided by Facebook Inc.
You can learn more about interest-based advertising from Facebook by visiting this page: https://www.facebook.com/help/164968693837950
To opt-out from Facebook’s interest-based ads, follow these instructions from Facebook: https://www.facebook.com/help/568137493302217
Facebook adheres to the Self-Regulatory Principles for Online Behavioural Advertising established by the Digital Advertising Alliance. You can also opt-out from Facebook and other participating companies through the Digital Advertising Alliance in the USA http://www.aboutads.info/choices/, the Digital Advertising Alliance of Canada in Canada http://youradchoices.ca/ or the European Interactive Digital Advertising Alliance in Europe http://www.youronlinechoices.eu/, or opt-out using your mobile device settings.
For more information on the privacy practices of Facebook, please visit Facebook’s Data Policy: https://www.facebook.com/privacy/explanation
Twilio and Sengrid
A telephony & communication solution We use on our Site to connect potential clients with our agent over the phone, for the purpose of getting an estimate. As well, we use it For the purpose of sending you confirmation emails and text notifications.
CallTrackingMetrics or any other call tracking system
A telephony & communication solution We use on our Site to connect potential clients with our agent over the phone, for the purpose of getting an estimate.
HubsPot and other CRM platforms
The platform we use to store and manage contact with our leads and clients.
Trusted Third Party Partners
The Company and the Provider may collect your email address via cookies and pixels on the Site through the use of trusted third-party partners. These partners may combine your email information with other information they have access to such as mailing address so that the Company may serve relevant marketing offers to you via direct mail. If you do not want the Company to collect information about you, please contact us through the contact methods mentioned above to opt out.
Links to Other Sites
The Site may contain links to other sites that are not operated by us. If you click a third-party link, you will be directed to that third party’s site. We strongly advise you to review the Privacy Policy of every site you visit.
We have no control over and assume no responsibility for the content, privacy policies or practices of any third-party sites or services. For more information refer to our Terms of Use Policy.
Children’s Privacy
Our Service does not address anyone under the age of 18 (“Children”).
We do not knowingly collect personally identifiable information from anyone under the age of 18. If you are a parent or guardian and you are aware that your Child has provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from children without verification of parental consent, we take steps to remove that information from our servers.
United States Privacy Rights
If you are a resident of California, Colorado, Connecticut, or Virginia you have the right to submit certain requests relating to your Personal Information as described below. To exercise any of these rights, please submit a request to us via email at accounts@localprofile.io including the email address that you have used to transact with the Site. You may designate an authorized agent to make a request on your behalf; however, you will still need to verify your identity directly with us before your request can be processed. Any request you submit to us is subject to an identification and residency verification process (“Verifiable Consumer Request”). The Company and the provider will not fulfill your request unless you have provided sufficient information for us to reasonably verify you are the consumer about whom we collected Personal Information. An authorized agent may submit a request on your behalf by emailing us at the email listed below. We will typically not charge a fee to fully respond to your requests, but we may charge a reasonable fee, or refuse to act upon a request, if your request is excessive, repetitive, unfounded, or overly burdensome.
California Privacy Rights
This section supplements the other parts of our Privacy Policy and provides disclosures for California residents under the California Consumer Privacy Act (the “CCPA”).
Right to Know: You have the right to know about your Personal Information. You also have the right to obtain a transportable copy of your Personal Information. Your right to know request may be made no more than twice in a 12-month period.
Your right to know request may encapsulate the following:
- The categories of Personal Information we have collected about you;
- The categories of sources from which the Personal Information was collected;
- The business or commercial purposes for collecting, selling, or sharing your Personal Information;
- The categories of third parties to which we disclosed your Personal Information;
- The categories of Personal Information we sold or shared about you and the categories of third parties to which each category of Personal Information was sold or shared;
- The categories of Personal Information we disclosed about you for a business purpose and the categories of persons to which it was disclosed; and
- The specific pieces of Personal Information we have collected about you.
Right to Correct Personal Information: You may request that we correct Personal Information that we maintain about you if you believe such Personal Information is inaccurate. Upon receipt of a verifiable request to correct inaccurate Personal Information, we will use commercially reasonable efforts to correct the information as you direct.
Right to Request Deletion of Personal Information: You may request that we delete your Personal Information that we have collected directly from you and are currently maintaining. Please note, however, that we may have a legal basis for retaining such Personal Information under applicable law, despite your request.
If you don’t want us to process your data anymore, please contact both Company and Provider by sending an email to the applicable email addresses written below.
Right to Limit Use and Disclosure of Your Sensitive Personal Information: In the event that we use sensitive Personal Information to infer characteristics about you, you may direct us to limit the use and disclosure of your sensitive Personal Information to uses and disclosures that are reasonably necessary to provide our goods and services. We do not use or disclose sensitive Personal Information to infer characteristics, nor do we use or disclose sensitive Personal Information for other purposes not listed in this Privacy Policy.
Right to Non-Discrimination for the Exercise of Your Privacy Rights: If you choose to exercise any of your privacy rights under California law you also have the right not to receive discriminatory treatment by us.
Contacting Us
If there are any questions regarding this Privacy Policy, you may contact the Provider using the information below.
Company Details:
מיכאל קרויטרו - Mkt מתכנן פיננסי פנסיוני וסוכן ביטוח (מיכאל קרויטרו - Mkt מתכנן פיננסי פנסיוני וסוכן ביטוח)
הכישור 49, חולון
michael@mkt.co.il
+972533461158
Provider Details
Localprofile Inc.
https://www.localprofile.io
390 NE 191st St STE 8084 Miami, FL 33179
accounts@localprofile.io
+1 (786) 977 5755